Americans for Financial Reform

Report Category: Fact Sheets

Our Current Insurance System Is Failing Us and Insurance Commissioners Can Do Something About It

Insurance companies have increased homeowners insurance premiums by an average of 24 percent from 2021 to 2024 nationwide. They are raising premiums for multifamily housing too, which results in higher rents and higher costs for new affordable housing. The rising cost of insurance is adding extra financial strain on too many U.S. families at a time when cost of living concerns are at their highest.

Rep. Zachary Nunn (IA-03) Voting Record

In the short time that Zachary Nunn (R, IA-03) has been in Congress, he has been a staunch ally of Wall Street, big banks, and big tech companies in finance against the interests of everyday people, workers, and communities. Nunn overwhelmingly used his voting power to support Congressional measures making it easier for these corporations to increase their profits by ripping people off and taking advantage of the millions of people that rely on financial products to manage their household budgets and save for retirement.

We’ll All Pay the Cost for Crypto Corruption

President Trump and his family are advancing  crypto’s agenda while openly profiting from  their own cryptocurrencies and businesses. The President and his family have made more than $5 billion in crypto ventures this year alone.

Oligarchs Take Over Corporations

Elon Musk and other billionaire oligarchs have triggered a race to the bottom in state corporate law, with Delaware, Texas, and Nevada changing their laws to strengthen the power of corporate insiders while decreasing the power of regular shareholders to provide input and hold management accountable for corporate misconduct. 

Fact Sheet: CLARITY Act Worse than Last Year’s FIT 21 Crypto Deregulation

From Bad to WorseKey Differences Between Crypto-Backed CLARITY Act and FIT 21 Deregulation Click here for a PDF of this document. This year’s crypto market structure legislation promoted by the industry shares many of the flaws of last year’s crypto legislation, but the deregulatory elements in the Digital Asset Market Clarity Act of 2025 (H.R.