We work for housing justice and sustainable homeownership, and we take on abuses by Wall Street landlords to create a financial system that meets the housing needs of all and addresses the harms caused by our history of racist housing practices.
Advocacy
Resources
Commentary & Updates
-
We Can’t Price Our Way Out of the Home Insurance Crisis
Climate change is driving more severe and frequent disasters and higher recovery costs. Home insurers have responded by jacking up rates and retreating from markets rather than working with households and communities to bolster resilience and lower the risk. This tactic reduces the insurance industry’s exposure and protects its profits, but families nationwide are finding…
-
Rushing to Privatize Fannie and Freddie Would Make Housing More Expensive While Putting the Entire U.S. Economy at Risk
The Trump administration has called for the recapitalization and return to private control of Fannie Mae and Freddie Mac, which provide critical support for the mortgage market.
-
Press Release: New Report Exposes Widespread Unfairness of Rising Property Insurance Premiums
The escalating crisis of home insurance availability and affordability, driven by climate change and extractive and unfair insurance industry practices, is undermining household financial stability especially for lower-credit score borrowers and people of color, according to a new report from Americans for Financial Reform Education Fund (AFREF) and Public Citizen.







