Private Credit Questions Pension Trustees Should Be Asking Now
This is a resource for institutional investors, including pension trustees, seeking to better understand what recent turmoil in private credit could mean for their portfolios.
Report Category: AFREF
Policy Memo: AFREF Memo on Investor-Owned Build-to-Rent Housing
This memo catalogues the negative impact of large-scale corporate ownership of single-family home and the impacts of the “build-to-rent” industry on housing affordability and supply.
Our Current Insurance System Is Failing Us and Insurance Commissioners Can Do Something About It
Insurance companies have increased homeowners insurance premiums by an average of 24 percent from 2021 to 2024 nationwide. They are raising premiums for multifamily housing too, which results in higher rents and higher costs for new affordable housing. The rising cost of insurance is adding extra financial strain on too many U.S. families at a time when cost of living concerns are at their highest.
States Must Strengthen Oversight of Homeowners Insurance Rate Increases
State insurance commissioners and legislators play a critical role in determining the insurance premiums people pay for their home insurance.[1] Insurance companies have increased homeowners insurance premiums by an average of 24 percent from 2021 to 2024 nationwide.[2] Premium rates are rising far faster in many places across the country including in a geographically diverse
Children Before Profits State Playbook
A joint project of Community Change, National Women’s Law Center, Open Markets Institute, and Americans for Financial Reform Education Fund.
FIRE SALES TO WALL STREET: A Review of Government-Sponsored Residential Note Sales
Growing Wall Street control of single family homes is a contributor to our housing crisis, with mega single-family investors (those who own more than 1,000 homes nationwide) controlling an estimated 446,000 homes as of January 2025. Nationally, the presence of corporate landlords in a community has been associated with raised rents, junk fees, reduced maintenance,