Mortgages, Foreclosures & Housing
LETTERS AND STATEMENTS
- Joint Letter to Senate Banking Committee on Housing Finance Reform Bill (February 28, 2014)
- New Reforms Promote Stability in the Mortgage Market, Protect Access to Credit (Michael Calhoun, House testimony, Jan 14, 2014)
- Joint Letter to House on CFPB Mortgage Rules (Dec 2013)
- Joint Letter to Senate on CFPB Mortgage Rules (Dec 2013)
- Testimony Before Senate Banking Committee: Preserve What Works, Reform What Needs Change (Center for Responsible Lending, October 29, 2013)
- CFA Comments on Mortgage Finance Reform (Oct 2013)
- Comments for Senate Committee on Banking, Housing and Urban Affairs (CFA, Oct 15, 2013)
- AFR Supports CFPB’s Proposed Guidance on Servicing Rules (AFR, June 3, 2013)
- Eminent Domain Letter (AFR and 45+ organizations, May 2013)
- AFR Supports FDIC and OCC Proposed Guidance on Payday Loans in Comment Letter (AFR and 45+ Organizations, May 31, 2013)
- AFR Weighs in on Defining Larger Market Participants for Student Loan Servicing (Joint Letter, May 28, 2013)
- AFR Supports Enhanced Regulations for Foreign Banks (AFR, May 1, 2013)
- AFR Letter to CFPB Regarding Affordability in Private Student Loan Market (AFR and Public Interest Groups, April 8, 2013)
- Fair Housing Letter to Mortgage Settlement Administrator (Joint Letter, March 27, 2013)
- AFR Calls on CFPB to Include YSP’s in Calculating Points & Fees Thresholds (AFR, Feb 22, 2013)
- AFR Letter to SEC on Leverage Rules for Swaps Dealers and Broker-Dealers (AFR, Feb 22, 2013)
- Letter to OCC on Wells Fargo CRA Exam: Servicing and Mortgage Problems (AFR and 10 Housing Groups, Dec 7, 2012)
ARTICLES & OPINION
- CFPB Shocks Mortgage Conference (Brena Swanson, HousingWire, Feb 19, 2014)
- Groundbreaking New Mortgage Rules Are Here (Rebecca Thiess, US News, Feb 6 2014)
- Wall Street Group Aggressively Lobbied a Federal Agency to Thwart Eminent Domain Plans (Alexis Goldstein, The Nation, Jan 17, 2014)
- Eminent Domain: A Long Shot Against Blight (Shaila Dewanjan, NY Times, Jan 11, 2014)
- New Mortgage Rules Protect American Dream (Richard Cordray, USA Today, Jan 7, 2014)
- New Mortgage Rules Strike The Right Balance (Barry Zigas, The Hill, Jan 3, 2014)
- The New Mortgage Rules That Are Likely to Affect Your Next Home Purchase (Michele Lerner, Washington Post, Dec 14, 2013)
ADDITIONAL MATERIALS
- Making the Most of New Mortgage Rule Protections (Consumer Action, Jan 2014)
- 2014 Brings New Rules to Mortgage Lending (Center for Responsible Lending, Jan 7, 2014)
- State Action Still Needed to Prevent Unnecessary Foreclosures (Center for Responsible Lending/Consumers Union, May 2013)
- Closing the Gaps: What States Should Do to Protect Homeowners From Foreclosure (Center for Responsible Lending/Consumers Union, April 2013)
- Unequal Opportunity: Disparate Mortgage Origination Patterns for Women in the Chicago Area (Woodstock, March 2013)
- At a Crossroads: Lessons from the Home Affordable Modification Program (National Consumer Law Center, January 2013)
- Fair Lending Report (CFPB, December 2012)
- Mortgages: The State of Lending in America and Its Impact on U.S. Households (Center for Responsible Lending, December 2012)
- Collateral Damage: The Spillover Costs of Foreclosures (Center for Responsible Lending, October 2012)
- Paying More for the American Dream VI: Racial Disparities in FHA/VA Lending (Woodstock, July 2012)
- The Impact of Dodd-Frank’s Home Mortgage Reforms: Consumer Market Perspectives (Center for Responsible Lending, July 2012)
- Expanding, Streamlining Mortgage Refinances: Congress Can Help Millions of Homeowners Save Billions of Dollars (Center for Responsible Lending, June 2012)
- Fact Sheet: Negative Equity in Communities of Color in the Chicago Six County Region (Woodstock, March 2012)
- Foreclosures in New York: What’s Really Going On (NEDAP, January 2012)