We push for rules to build resilience and enable a just and equitable transition. Requiring regulators, financial institutions, and other corporations to reckon with the costs of climate change is an important part of the puzzle.
The rising costs and decreased availability of insurance as a result of increasingly severe climate change-driven disasters, coupled with inadequate insurance regulation, is a growing crisis contributing to housing unaffordability. We are bringing people together to develop and demand community-led solutions that advance climate, housing, and racial justice.
Advocacy
Resources
Blog
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We Canโt Price Our Way Out of the Home Insurance Crisis
Climate change is driving more severe and frequent disasters and higher recovery costs. Home insurers have responded by jacking up rates and retreating from markets rather than working with households and communities to bolster resilience and lower the risk. This tactic reduces the insurance industryโs exposure and protects its profits, but families nationwide are finding…
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Press Releases
Press Release: Groups Call on California to Ensure Insurance Industry Discloses Carbon Emissions
As the California Air Resources Board (CARB) considers binding carbon emissions disclosure measures for large companies doing business in California, a coalition of 40 organizations today called on the board to close a loophole that would allow insurance companies across the state to skirt the requirement, which would leave the public and investors in the…
AFR In the News
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Lassen County Times: Groups call on California to ensure insurance industry discloses carbon emissions
โThe insurance industry is pulling out all the stops to escape accountability for its role in driving the climate crisis. Insurance companies have profited by backing the fossil fuel industry for decades, knowing full well that the resulting climate change was going to upend insurance markets. Now that climate impacts are here, insurance companies are…
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Food and Water Watch: Gov. Hochulโs Data Center and Nuclear Proposals Would Drive New Yorkersโ Energy Bills Sky-High
The letter was facilitated by the national environmental organization Food & Water Watch, and signed by national and statewide groups including Greenpeace, Friends of the Earth, Americans for Financial Reform, Physicians for Social Responsibility, Citizen Action of NY, NY Communities for Change, and For the Many.
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Yonkers Times: 50+ New York Groups Call for Moratorium on New Data Centersย
The letter was facilitated by the national environmental organization Food & Water Watch, and signed by national and statewide groups including Greenpeace, Friends of the Earth, Physicians for Social Responsibility, Americans for Financial Reform, Citizen Action of NY, NY Communities for Change, and For the Many.



