Americans for Financial Reform
December 9, 2025

EJII Webinar: How Insurance Companies are Weathering Climate Change, Pulling In Record Profits, and Squeezing Us Dry


The Equitable & Just Insurance Initiative hosted a virtual deep dive into the climate-driven insurance crisis to discuss:

● What the insurance industry has been up to and how their practices are worsening the housing and affordability crises; and

● How a little-known regulator—your State Insurance Commissioner—can use its powers to investigate insurers, stop their excessive rate hikes, and more, to protect you and your wallet; and

● Why stronger consumer protections benefit and protect all of us.

Speakers:

● Carmen Balber, Executive Director, Consumer Watchdog

● Dave Jones, California State Insurance Commissioner, Emeritus; Director, Climate Risk Initiative, UC Berkeley School of Law

● Jarrett Keohokālole, Hawaii State Senator (D-24)

● Andreanecia Morris, Executive Director, HousingNOLA

● Caroline Nagy, Associate Director, Housing, Americans for Financial Reform Education Fund

● Deanna Noël, Climate Campaigns Director, Public Citizen (moderator)

● Dr. Martin Weiss, Founder, Weiss Ratings