Congress created the Consumer Financial Protection Bureau to prevent another financial crisis, and for the past 14 years it has diligently served the public, held financial firms accountable, cracked down on junk fees, and protected people from financial rip-offs. The vehemence of the Wall Street, Big Tech, and predatory financial industry’s attacks on the CFPB are a testament to its effectiveness in successfully standing up for people. AFR urges this committee to support a strong CFPB with an independent director and a secure funding stream. The Bureau must be allowed to continue protecting people from scams, fraud, misconduct, and deceptive and predatory lending practices as they navigate through everyday financial life.