The Consumer Reporting in Bankruptcy Act of 2015 will keep borrowers from continuing to be haunted and harmed by debts discharged in bankruptcy. Millions of consumers who are in bankruptcy find themselves continuing to deal with debts that remain on their credit reports even though they have been discharged. Passage of this bill would be a big help to consumers who too often have their credit scores negatively impacted by debts erroneously remaining on their reports, or pay debts they do not owe.