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Reports, Fact Sheets, Background Papers

AFR Report: 2017 Big Bank Stress Tests Less Stressful Than Ever
July 5, 2017 – 9:51 am

The slide presentation linked below documents AFR’s findings on the 2017 CCAR stress tests.
AFR Assessing the 2017 Stress Tests
A Medium blog post is also available here:
https://medium.com/@RealBankReform/stress-tests-less-stressful-than-ever-fbe68b8e161a

AFR Report: Wall Street Lobby and Campaign Cash Tops $2 Billion for 2016 Elections
March 8, 2017 – 7:38 am

During the 2015-16 election cycle, Wall Street banks and financial interests spent more than $2 billion to influence decision-making in Washington, according to a report released today by Americans for Financial Reform. That total, derived from an exclusive data set, works out to more than $2.7 million a day.

AFR/CFA Report: Brokers and Insurers Say One Thing in Ads, Another Thing in Contracts
January 18, 2017 – 2:51 pm

“Twenty-five top U.S. brokerage firms and insurance companies present their employees as trusted financial advisors putting client interests first even as their lobbyists argue in court that they are nothing more than commission-driven salespeople, according to a major new report from the Consumer Federation of America (CFA) and Americans for Financial Reform (AFR). The report also dissects how brokerage firms and insurance companies are systematically misleading unwary consumers.”

AFR Issue Brief: Fair Treatment of Homeowners with Limited English Proficiency
May 26, 2016 – 9:00 am

A newly released paper urges regulators to make it easier for people with limited English proficiency (LEP) to understand and navigate the financial system, especially the mortgage loan market. A companion paper tells the stories of several LEP homeowners who belatedly discovered unfavorable mortgage terms and had great difficulty securing loan modifications.

Fact Sheet: Community Banks Are Alive And Well Under Dodd-Frank
March 9, 2016 – 11:01 am

“Community Banks Have Returned to Profitability: The percentage of community banks that are profitable has increased every year since 2009. For the year 2015, over 95% of the nation’s 5,880 community banks showed a profit. This is up from 78% in 2010, the year Dodd-Frank passed.”

AFR Report: Payday Lobbying and Campaign Spending Top $15 Million for 2014 Election Cycle
July 7, 2015 – 10:53 am
AFR Report: Payday Lobbying and Campaign Spending Top $15 Million for 2014 Election Cycle

High cost “quick-fix” consumer lenders reported spending more than $15 million to influence Washington decision-makers during the last election cycle, according to an updated report (view or download full report here) released today by Americans for …