We push for rules to build resilience and enable a just and equitable transition. Requiring regulators, financial institutions, and other corporations to reckon with the costs of climate change is an important part of the puzzle.
The rising costs and decreased availability of insurance as a result of increasingly severe climate change-driven disasters, coupled with inadequate insurance regulation, is a growing crisis contributing to housing unaffordability. We are bringing people together to develop and demand community-led solutions that advance climate, housing, and racial justice.
Advocacy
Resources
Blog
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Blog: FIRM Act – Why It Should Worry You, And The “Debanking” Distraction
Recently, some of the most politically influential industries — fossil fuels, firearms, private prisons, crypto — have been crying foul about so-called debanking, accusing banks of unjustly denying them financial services because of supposed political biases. This is part of a larger misinformation campaign that is hijacking civil rights language to frame powerful industries as…
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Press Releases
News Release: Support the Systemic Risk Authority Transparency Act
FOR IMMEDIATE RELEASE: June 4, 2025 CONTACT: Carter Dougherty, carter@ourfinancialsecurity.org Support the Systemic Risk Authority Transparency Act Statement from Oscar Valdés Viera, Private Equity and Capital Markets Policy Analyst: Americans for Financial Reform endorses Rep. Green’s “Systemic Risk Authority Transparency Act” that would require banking agencies to report any future uses of the systemic risk
AFR In the News
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In the News: What U.S. weather agency cuts mean for P&C
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In the News: NOAA’s Move to End Climate Disaster Database Threatens to Drive Up Insurance Costs
The Trump administration’s recent decision to stop updating the National Oceanic and Atmospheric Administration’s Billion Dollar Weather and Climate Disasters database would threaten to drive up insurance costs for consumers already struggling to afford rising premiums, according to a letter signed by 40 environmental and consumer protection organizations sent to Derek Arndt, director of NOAA’s…
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In the News: Fed Survey Highlights Disaster Risks To Uninsured Across US
A recent survey from the Federal Reserve Board showing that 7% of U.S. homeowners are going without property insurance underscores a key part of a national housing affordability crisis.
