We push for rules to build resilience and enable a just and equitable transition. Requiring regulators, financial institutions, and other corporations to reckon with the costs of climate change is an important part of the puzzle.
The rising costs and decreased availability of insurance as a result of increasingly severe climate change-driven disasters, coupled with inadequate insurance regulation, is a growing crisis contributing to housing unaffordability. We are bringing people together to develop and demand community-led solutions that advance climate, housing, and racial justice.
Advocacy
Resources
Blog
-

We Can’t Price Our Way Out of the Home Insurance Crisis
Climate change is driving more severe and frequent disasters and higher recovery costs. Home insurers have responded by jacking up rates and retreating from markets rather than working with households and communities to bolster resilience and lower the risk. This tactic reduces the insurance industry’s exposure and protects its profits, but families nationwide are finding…
-
Press Releases
Press Release: Model Data Disclosure Legislation Would Increase Transparency and Lower Prices for Policyholders
FOR IMMEDIATE RELEASE: Dec. 10, 2025 CONTACT: Jarice Thompson, jarice@ourfinancialsecurity.org Model Data Disclosure Legislation Would Increase Transparency and Lower Prices for Policyholders It’s time to lift the veil on insurers hiding data while supercharging their profits Washington, D.C. – New model legislation from the Equitable & Just Insurance Initiative reveals how states can end the
AFR In the News
-
Yonkers Times: 50+ New York Groups Call for Moratorium on New Data Centers
The letter was facilitated by the national environmental organization Food & Water Watch, and signed by national and statewide groups including Greenpeace, Friends of the Earth, Physicians for Social Responsibility, Americans for Financial Reform, Citizen Action of NY, NY Communities for Change, and For the Many.
-
Food & Water Watch: 230+ Groups Call for National Moratorium on New Data Centers
In a letter sent to Congress today, more than 230 national, state and local organizations from across the country called for a full national moratorium on the approval and construction of new data centers. The letter cites massive and unsustainable consumption by data centers of energy and water resources, and skyrocking utility costs for families…
-
Food & Water Watch: 50+ New York Groups Call for Moratorium on New Data Centers
The letter was facilitated by the national environmental organization Food & Water Watch, and signed by national and statewide groups including Greenpeace, Friends of the Earth, Americans for Financial Reform, Physicians for Social Responsibility, Citizen Action of NY, NY Communities for Change, and For the Many.



