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“AFR served as an adept inside player, pulling together and skillfully managing a broad and diverse alliance of Washington-based and state and local citizens’ organizations. It won respect for its expertise on the full complement of complex financial and consumer protection issues that made up the legislative package. And it was strategically adroit, matching political opportunities with the capabilities and resources at its disposal.” – p. 142

The reform forces “did many things right. They coalesced quickly… mobilized a critical mass of progressive organizations in Washington and across the country… and thought big, pursuing a comprehensive legislative package rather than squandering their energy in smaller, piecemeal issues.” – p. 155