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Blog: Capital One’s De-Branching Comes After your Locally-Owned Coffee Shop
When the Federal Reserve foolishly approved the Capital One takeover of Discover, it ignored the fact that Capital One had relentlessly closed bank branches after a series of mergers over the past decades.
The Latest from AFR
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Rising Property Insurance Premiums: The Uneven Risks to Household and Systemic Financial Stability
Introduction Property insurance is growing more expensive and harder to obtain throughout the U.S. Climate change and the rising costs of severe weather damage are a crucial cause, but racial and economic inequities within the property insurance market are an important part of the puzzle, and they have been too frequently overlooked. In particular, recent
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AFR in the News
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NPR: Despite past complications, crypto company Tether is ready for American debut
HAYS: Crypto investors and people who want crypto to come to the U.S. should be careful what they wish for.
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Truthout: What Trump’s Executive Order on 401(K)s Means for Workers Who Hope to Retire
According to Americans for Financial Reform, private equity firms have been called a “billionaire factory” for private equity managers, whose performance fees increased the number of multibillionaires in the U.S. sevenfold between 2006 and 2015.
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Bloomberg Law: FTC Sees Dismantling of Consumer Watchdog as Growth Opportunity
“The FTC does not have additional authority to address those issues that it didn’t have prior to the financial crisis,” [said Patrick Woodall, the managing director for policy at Americans for Financial Reform.]
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Fact Sheet: CLARITY Act Worse than Last Year’s FIT 21 Crypto Deregulation
From Bad to WorseKey Differences Between Crypto-Backed CLARITY Act and FIT 21 Deregulation Click here for a PDF of this document. This year’s crypto market structure legislation promoted by the industry shares many of the flaws of last year’s crypto legislation, but the deregulatory elements in the Digital Asset Market Clarity Act of 2025 (H.R.
