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4 Reasons Why We Should Ban the Use of Credit Scores in Property Insurance
By: Annie Norman & Caroline Nagy While people might assume that insurance companies set their property insurance rates solely or primarily by evaluating the risk profile of individual homes, a homeowner’s credit characteristics are often a bigger driver of the…
Events
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Virtual Town Hall: Uncovering Trump’s Crypto Corruption
On March 5th, 2026, AFR hosted a virtual town hall about the pipeline of crypto corruption, President Trump’s crypto conflicts of interest, how crypto industry backed legislation could expose us all to crypto’s dangerous risks, and how we can fight back.
The Latest from AFR
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States Must Strengthen Oversight of Homeowners Insurance Rate Increases
State insurance commissioners and legislators play a critical role in determining the insurance premiums people pay for their home insurance.[1] Insurance companies have increased homeowners insurance premiums by an average of 24 percent from 2021 to 2024 nationwide.[2] Premium rates are rising far faster in many places across the country including in a geographically diverse
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AFR in the News
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Chief Investment Officer: SEC’s New Forced Arbitration Policy Puts Everyday Investors at Risk
Wider adoption of forced arbitration would erode trust in the capital markets, as well as being harmful to individual investors, writes a corporate governance advocate – By Natalia Renta, associate director of corporate governance and power at the Americans for Financial Reform Education Fund.
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Bloomberg: Private Credit, Crypto Get Easier Path to 401(k)s in US Plan
“Opening 401(k)s to these products risks turning workers’ retirement savings into a Ponzi-like scheme that throws a lifeline to an industry scrambling for fresh cash,” Oscar Valdés Viera, a senior policy analyst at consumer advocacy group Americans for Financial Reform, said in a statement.
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Banking Dive: Coinbase nabs conditional OCC charter approval
A wave of conditional national trust charters has landed in the hands of crypto companies, prompting pushback from trade groups and watchdogs like Americans for Financial Reform, which said Thursday that such charters “expose the broader financial system to the caustic volatility, fraud, and money laundering endemic to crypto markets.”
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Rep. Zachary Nunn (IA-03) Voting Record
In the short time that Zachary Nunn (R, IA-03) has been in Congress, he has been a staunch ally of Wall Street, big banks, and big tech companies in finance against the interests of everyday people, workers, and communities. Nunn overwhelmingly used his voting power to support Congressional measures making it easier for these corporations…
